A company that banks and processes like a local one
UK banks and acquirers both anchor on a UK-resident director. Registering the Ltd takes a day; finding the resident name is what stalls people for months.
What blocks you in United Kingdom
Business banking requires local presence
UK business accounts, and especially high-street accounts, expect a UK-resident director with a UK address history as the bank's counterparty.
Merchant accounts require local ownership
UK acquirers typically require a UK-resident director to sign the merchant agreement and to stand behind the business in underwriting.
Accounts get closed over ownership and addresses
UK accounts are reviewed after opening too. A director who cannot be reached for verification, or a registered office shared with hundreds of other companies, is enough for a bank or acquirer to close the account and hold the balance.
Filings and records
Companies House filings, the PSC register and the registered office all need to be maintained accurately and on time.
- You apply
Bank or acquirer application
- Onboarding checks
Who owns it, who signs, where they live
No local person, no decision - Underwriting
The business itself gets assessed
- Account opened
Subject to the institution's decision
Both options work here
Pick the one that matches what you already hold.
Owner plus company
We find a vetted person in the market you want to sell in, form the company in their name, and put you in as the operator who runs it: marketing, sales, ops and IT.
Local director or manager only
A vetted resident director, manager or signer appointed to the company you already have, so it can open the accounts that will not move without local representation.
What a placement includes
- England and Wales incorporation and constitutional documents
- Registered office and company-secretarial support
- HMRC and UTR coordination
- Resident director or owner under written terms
- Banking and processing documentation support
- Confirmation statement and annual filings
An appointment does not conceal the ultimate beneficial owner. Appointed directors, managers and owners remain subject to their legal duties, and beneficial ownership or control is disclosed wherever it is required.
Banking and payment accounts are subject exclusively to the institution's underwriting and approval. Nominee Network does not guarantee approval and does not misrepresent ownership, management, control or business activity.
Other countries
Tell us what you're building
Send the structure you have in mind. We review the business, the ownership and the intended activity before quoting anything.